SME & Institutional Banking

Whether you are starting, managing or growing a business, we have the right business solutions for you.

• Day-to-day Banking
• Cash flow and working capital funding
• Medium-to long-term finance
• Business reserves and investments

Taking the leap to become an entrepreneur and contributing to the Swaziland economy can be a daunting task. People find they have the skills to be productive, but  they do not necessarily have the tools or support in place to make their vision a reality.

Through our small business solutions, we offer a range of tools and support for entrepreneurs and  small-business owners to help them make the most of their endeavour.

• Internet banking

Caters for basic transactional features as well as complex needs of larger businesses, including authorisation levels and batch payments.

• Nedbank Pocket POS

The first solution in Swaziland that allows secure card payments through mobile devices. Ideal for businesses on the move and small businesses with low or ad hoc card payment volumes.

• Merchant point-of sale solutions

A wide range of secure merchant payment devices that caters for different transaction volumes.

• Online payments

Acceptclient payments on your website through our secure iVeri online payment solution. Make payments to your clients/creditors through our secure online payment system.

• Overdraft 

Overdraft facilities on current accounts, an overnight loan or a short-term loan can be arranged to suit business requirements for working capital.

• Commercial property finance

Flexible finance to buy commercial property for entrepreneurs who wish to own rather than rent business premises.

• Vehicle and equipment finance

Plan asset purchases immediately and as the business grows. Annually reviewed, prearranged limits mean no delays on finance decisions, enabling objective buying decisions.

• Business loans

Loans to support small businesses in achieving long-term financial goals, repayable over a period of up to 60 months.

• Call deposits

Earn high interest rates on reserves and get 24-hour access to capital that is not required for day-to-day operations.

• Fixed/Term deposits

Earn higher interest rates on capital reserves that are not required for 3 or 24 months.