Gold Credit Card

With your credit card, you will be able to:

• Minimise banking costs.Use your credit card for everyday purchases and pay no transaction fees.
• Use it locally and abroad (Global ATM access, 24 hours a day).
• Make use of a budget facility for major purchases and pay it off over a period of 3 to 36 months.
• Earn up to 55 days interest-free credit on purchases, provided that you settle your full outstanding balance by the due date each month.
• Free transactional SMSes.
• Optional credit life cover.
• Benefit from a chip-and-PIN card for more security and fraud prevention.
• Reduce the risk of carrying cash by using your card to make payments.

Qualifying criteria for individuals:

• Nedbank Credit Cards are available for anyone with a gross annual income of at least E36 000.
• Applicants' behaviour on existing accounts with Nedbank, other banks as well as at retailers will be taken into consideration.
• The credit limit and type of card applicants are approved for - depends upon affordability calculations.

• Companies must be registered in Swaziland.
• Business must be at least two years old.
• Registration numbers must be verified at the Bureau.
• Business name must be verified at Bureau.
• Bureau check for credit worthiness.

• Valid identity document or passport.
• Proof of residence.
• Proof of income.

• It is important that prior to travelling outside the country, you know and memorise your PIN as you will not be able to change your PIN or unlock your card at any branch outside the country.
• You also need to request authorisation from your branch before departure outside the Common Monetary Area (CMA) countries.

*All credit card applications are subject to final credit approval and meeting required terms and conditions.